Applied Earning Rate to Lease Vs. Finance Savings
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“If the item you are buying appreciates in value, buy it and own as much of it as you can. If the Item depreciates, lease it, because the use value is the same and your money is more valuable elsewhere” – J. Paul Getty – circa 1929
‘Elsewhere’ is meant to say anywhere in your financial life that either earns or saves money for you. It could be an appreciating asset like your home or land, stocks and bonds, but also could be simply applied to a charge-card balance or spent on other goods and services. To exemplify, we apply an earning rate of 10% APR, easily obtainable for secure investments like long-term CDs, to the savings of each of the categories.
Applying interest to the initial finance savings makes it worth $486.58 by the end of the driving term. The monthly savings earned by leasing, applied in a series of equal deposits, totals $11,069.63 by the end of the driving term.
During the ‘driving term’, $10,583.05 is saved overall by leasing and the value received is even! If you lease, you can buy it, sell it, trade it in, or walk away. With a lease you also have more flexibility to trade earlier and avoid maintenance and repairs.
If you want to own your vehicle, $2,032.62 is saved by leasing and purchasing at lease end. A fixed purchase option is included in every true lease. If you take pride in ownership, this is by far the best, safest, and least costly way to get there!
Other Benefits Enjoyed by True Lease Drivers:
Prestige – The financially wise lease their automobiles.
Better income tax write-offs for business use drivers – Request a free personal analysis.
Flexibility to trade – Inquire about early termination options and procedures available only with a true lease.
Lower or eliminated maintenance costs – Trade vehicles before they occur.
GAP protection – Pays any deficit occurring from the difference between balance owed and amount paid by your physical damage insurer in the event of a total loss.
Fixed purchase option – Allows for equity recovery at early or end-of-term lease termination and/or ownership.
Guaranteed future value – Protects you from abnormal depreciation due to market conditions, excessive recalls, etcetera.
Safety from legal aggression – The vehicle is titled to the lessor so you are protected from law suits filed against the owner of a vehicle involved.
165 days ago in
“Your transportation is your biggest expense. Your house and land cost far more, but they appreciate in value thereby adding to your net-worth. A poor decision on a vehicle purchase, or how to pay for it, can start a chain of events that ruin your financial future.”
Vehicle Pricing – We locate, inspect, and buy cars and trucks at wholesale dealer auto auctions nationwide. We advertise in the most cost-efficient manor. We own the copyrights to the world’s only used car finance/lease comparison software. Our Internet technology and physical infrastructure eliminates sales commissions and other costs common to physical and virtual dealerships. We can simply sell cars for less…
Vehicle Availability – You can always get exactly what you want through us since our virtual inventory includes the pre-sale and post-sale listings at auctions nationwide. There are over one-hundred-and-twenty-thousand vehicles listed each week. We also tap the inventory of our numerous affiliated dealers, bank return-lease lots, major rental companies, and manufacturer cyberlots. With us, there is no reason to settle for...
165 days ago in
Our computers index all vehicles available for leasing by the amount of value they retain.
Passenger cars – Running Reports Now!
Sports Cars – Running Reports Now!
Trucks – Running Reports Now!
SUV – Running Reports Now!
Why you may want to sell your car to us and lease it back:
Create capital – If you have equity in a vehicle, it is wise to remove it and place your money in an appreciating asset. Please visit Lease Purchase Vs. Cash Purchase
To rectify current auto financial or bad lease problems – Rewrite your current auto financial plan and get on a good/safe depreciation program. Maybe your driving needs have changed. Maybe your credit rating has improved. Maybe you are smarter now.
Lower your current payment – Request a quotation on your car to see if this is possible.
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165 days ago in
Prestige – The financially wise lease their automobiles. It is smarter because it cost less.
Better income tax write-offs for business use drivers – Request a free personal analysis. IRS created auto leasing with Tax Code D168. IRS intentionally allows far better write-offs for lease vehicles to control tax graft.
Flexibility to trade – Read about early termination options and procedures available only with a true lease. These powerful financial tools can be used to terminate your lease at anytime.
Lower or eliminated maintenance costs – Trade vehicles before they occur. Maintenance and repairs are the more expensive part of driving. Avoid them by upgrading your transportation at regular intervals.
GAP protection – Pays any deficit occurring from the difference between balance owed and amount paid by your physical damage insurer in the event of a total loss.
Fixed purchase option – Allows for equity recovery at early or end-of-term lease termination and/or ownership.
Guaranteed future value – Protects you from abnormal depreciation due to market conditions, excessive recalls, etcetera.
Safety from...
165 days ago in
How many of your vehicles have you paid off and owned with a clear title?
How many of them do you still have?
If you do not have every vehicle you ever owned, you leased the use of it. A true lease does the same thing except it preplans the use and allows you to pay for only that value. That allows you to place the money you did not spend in an asset that appreciates… earning more money.
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